Equity, mezzanine, and debt at a fraction of local lending costs, from USD 10 million, across every sector.
Businesses across West, East, and Southeastern Africa routinely face local lending rates of SOFR + 800bps and above. In some markets, commercial facilities are currently priced at 25–30% per annum.
Frontier clients access international institutional capital at rates significantly below regional lending benchmarks, with specific pricing confirmed at term sheet stage based on risk profile, tenor, currency, and available credit enhancement. That spread, compounded over the life of a facility, is the single biggest reason to engage Frontier.
Where a borrower provides full credit enhancement (confirmed SBLC or equivalent), fixed rates as low as 4.00% p.a. may be available from fixed-return institutional pools. All rates are confirmed at term sheet stage.
On a typical 6–8 year corporate facility, the difference between local lending at 25–30% per annum and a Frontier-structured facility at institutional rates significantly below those benchmarks translates to a material reduction in total debt service, even after all arrangement and advisory fees are included.
Where borrowers can provide full credit enhancement (confirmed SBLC or equivalent), fixed rates from institutional pools can compress this further. The savings compound over the life of the facility and scale with transaction size.
We prepare a detailed, transaction-specific cost comparison as part of every engagement, modelling your actual facility size, tenor, enhancement structure, and currency against the best available local alternative. This analysis is shared during the engagement phase so your board can evaluate the economics before any commitment.
Frontier manages the full financing process from pre-qualification through to disbursement. The typical timeline from engagement to first tranche is 120 days to 6 months, subject to documentation readiness, deal size, and jurisdictional approvals.
Our fee is deliverable-based. No payment is due until a credit committee-approved term sheet is in the borrower's hands. Frontier does not charge upfront fees. Fee structure and economics are discussed during the engagement phase.
See our full process and control architecture →This is a readiness checklist, not a barrier to entry. Clients who do not yet have all documentation in place are welcome. We can coordinate its production with Big-4 advisory firms and specialist legal counsel.
To move forward, we require a signed LOI or board resolution from two senior officers or the majority shareholder, a project brief or business plan describing the use of proceeds, access to audited financial accounts for the last three fiscal years (Big-4 preferred), and designated counterparties at the executive and technical levels.
We also require a financial model (P&L, balance sheet, cash flow, IRR, ROE, DSCR), a feasibility study with risk and sensitivity analysis, KYC and AML verification for all beneficial owners, and an ESG statement where applicable.
Send your project teaser, development brief, or business plan and we will revert within five business days.
funding@frontiercf.com